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Wallet access is provided through Dynamic infrastructure.
A trusted wallet layer for app-first onboarding.
Simple USDT wallet on Solana
Hold, send, and swap USDT with a simple non-custodial wallet
Monavo is an app-first wallet experience for everyday USDT use. Access your wallet through secure Dynamic infrastructure, keep control of your assets, and move money on Solana without crypto complexity.
- Powered by Dynamic
- Non-custodial
- Gas covered where applicable
Secure wallet infrastructure
Monavo uses Dynamic for secure wallet access and key management infrastructure.
The wallet experience is non-custodial: your assets remain under your control, and Monavo does not operate as a custodial exchange.
Non-custodial architecture
Monavo does not take custody of user balances.
You approve wallet actions before funds move.
Transparent usage
Fees and transaction details are shown before confirmation.
Gas is covered by Monavo where applicable.
Simple pricing
Clear pricing for the two main things people do in Monavo: swap USDT or send money.
Swap
Monavo charges a 1% swap fee with a $0.01 minimum. Solana gas is covered by Monavo, and ATA setup is charged only when a token account needs to be created.
Best for exchanging assets into or out of USDT.
Send
Transfers and payments use a small fixed fee, currently about $0.02. Solana gas is covered by Monavo for the transfer flow.
Best for sending USDT to another wallet.
Users see the relevant cost before confirming. Monavo does not require users to manage SOL only for gas in supported flows.
Learn how pricing works ->App-first flow
How it works
Open Monavo, access your wallet securely through Dynamic, add USDT, then send money or swap in a few taps.
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01
Open the app
Start directly in the Monavo web app.
Telegram can be an optional channel, but the app is the main product experience.
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02
Access your wallet through Dynamic
Use secure Dynamic wallet infrastructure for wallet access.
Monavo remains non-custodial and does not operate as a custodial exchange.
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03
Add USDT
Use USDT as the default everyday stablecoin in your Solana wallet.
Hold it, prepare a transfer, or use it as part of a swap.
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04
Send or swap
Send USDT to another wallet or exchange assets in a few taps.
Fees are shown before confirmation, with gas covered where applicable.
Frequently asked questions
Is Monavo custodial?
No. Monavo is built as a non-custodial wallet experience.
Your assets remain under your control through secure wallet infrastructure by Dynamic.
What is Dynamic?
Dynamic provides the wallet access and key management infrastructure used by Monavo.
It helps Monavo offer a simpler app-first wallet flow without turning Monavo into a custodial exchange.
Is Monavo a Telegram bot?
No. Monavo is a web app first.
Telegram may be used as an optional channel, but the product is the Monavo app and wallet experience.
What stablecoin does Monavo focus on?
USDT is the default stablecoin reference for Monavo.
The product is designed around holding, sending, and using USDT on Solana.
What does Monavo charge?
Swaps have a 1% fee with a $0.01 minimum. Transfers use a small fixed fee, currently about $0.02.
Gas is covered by Monavo in supported flows, and ATA setup applies only when needed.
What is an ATA setup fee?
On Solana, a token can require an associated token account before it can be received.
This setup is only needed when the account does not already exist, so it is not charged on every transaction.
Can I use Monavo for more than swaps?
Yes. Monavo is for holding USDT, sending money, everyday wallet use, and swaps.
The goal is a lightweight wallet experience, not only a swap tool.