You keep control
Monavo is non-custodial. The app helps you use the wallet, but it does not own your funds or move them without your approval.
Export your private key anytime.
Non-custodial Solana wallet
Send and swap crypto on Solana without giving up control
Monavo makes Solana payments simpler: create a wallet in minutes, send stablecoins, swap tokens and use gas-free transfers while keeping full control of your private key.
- You own the wallet
- Private key export
- Gas-free UX
A wallet experience without the usual crypto friction
Monavo makes Solana payments easier without asking you to trust a custodial service with your funds.
The wallet stays under your control. Monavo provides the interface and handles fee complexity. You keep the keys.
Fast Solana payments
Send stablecoins and Solana tokens with fast confirmation and low network fees. Transfers settle in seconds.
USDT, USDC, SOL and supported tokens.
Gas-free experience
Monavo handles fee complexity so you can focus on the transfer, not on managing SOL manually.
No manual gas management for basic flows.
How Monavo is different from custodial crypto apps
Some crypto services manage user balances internally. Monavo works differently - your wallet remains under your control.
| Feature | Monavo | Custodial apps |
|---|---|---|
| Wallet ownership | ✓ You own the wallet | Often controlled by the bot |
| Private key export | ✓ Available anytime | Usually unavailable |
| Custody model | ✓ Non-custodial | Often custodial |
| Wallet dependence | ✓ Independent | May depend on bot |
| If the bot disappears | ✓ Funds remain accessible | Access may be lost |
| Wallet creation | One extra step | Usually automatic |
| Gas handling | Simplified experience | Often manual |
| Leverage trading | Not supported | Often promoted |
Wallet ownership
Monavo: ✓ You own the wallet
Custodial apps: Often controlled by the bot
Private key export
Monavo: ✓ Available anytime
Custodial apps: Usually unavailable
Custody model
Monavo: ✓ Non-custodial
Custodial apps: Often custodial
Wallet dependence
Monavo: ✓ Independent
Custodial apps: May depend on bot
If the bot disappears
Monavo: ✓ Funds remain accessible
Custodial apps: Access may be lost
Wallet creation
Monavo: One extra step
Custodial apps: Usually automatic
Gas handling
Monavo: Simplified experience
Custodial apps: Often manual
Leverage trading
Monavo: Not supported
Custodial apps: Often promoted
Monavo requires creating your own wallet.
This extra step ensures that you remain the real owner of your funds and can always access your wallet independently.
Real wallet ownership
Your wallet remains yours.
Independent access
Export your key anytime.
Transparent model
No hidden custody mechanisms.
Gas-free transfers, without the usual SOL confusion
Many Solana users get stuck because they hold USDT or another token but do not have SOL to pay network fees. Monavo is designed to make this easier by handling fees inside the transfer flow, so users can focus on sending money instead of managing gas.
Traditional Solana wallet
Receive USDT
Need SOL for gas
Stuck here without SOL
Buy or receive SOL
Send transaction
Monavo
Receive USDT
Send transfer
Fee handled in the flow
Built on Solana for speed and low fees
Solana enables fast confirmations and low transaction costs, making token swaps quick and efficient for everyday users.
Fast confirmations
Transactions are confirmed within seconds.
No long waiting times typical for some blockchains.
Low transaction costs
Solana keeps network fees very low compared with many other chains.
Lower overhead helps keep swaps practical for everyday use.
Strong liquidity ecosystem
DEX protocols on Solana provide efficient liquidity for token swaps.
Route quality improves execution and keeps the process smooth.
Simple onboarding
How Monavo works
Create a wallet, receive crypto, send or swap — and keep full control of your private key at every step.
-
01
Create your wallet
Start with a simple onboarding flow in the Monavo app.
No crypto knowledge required to get started.
-
02
Receive crypto
Use your Solana address to receive USDT, USDC, SOL or supported tokens.
Share your address to receive any supported Solana token.
-
03
Send or swap
Make transfers or swap tokens from a single interface. Fees are shown before confirmation.
Gas-free experience for basic transfer flows.
-
04
Stay in control
Export your private key if you want to use the wallet outside Monavo.
Your wallet works in any compatible Solana app.
Simple pricing
Clear pricing for the two main things people do in Monavo: swap USDT or send money.
Swap
Monavo charges a 1% swap fee with a $0.01 minimum. Solana gas is covered by Monavo, and ATA setup is charged only when a token account needs to be created.
Best for exchanging assets into or out of USDT.
Send
Transfers and payments use a small fixed fee, currently about $0.02. Solana gas is covered by Monavo for the transfer flow.
Best for sending USDT to another wallet.
Users see the relevant cost before confirming. Monavo does not require users to manage SOL only for gas in supported flows.
Learn how pricing works ->Designed for global crypto users
Monavo is especially useful for users who need simple stablecoin transfers, fast swaps and easier onboarding in mobile-first markets.
Brazil
Stablecoin transfers, crypto wallet guides and Solana basics for Brazilian users.
Crypto in Brazil →Nigeria
USDT transfers, self-custody education and mobile-first crypto use in Nigeria.
Crypto in Nigeria →India
Crypto wallet onboarding, stablecoin usage and Solana fee education for Indian users.
Crypto in India →Learn how Monavo and Solana wallets work
What is a non-custodial wallet
Understand who controls the wallet, how private keys work and why it matters.
Why Solana fees use SOL
Understand how transaction fees work on Solana and what gas-free UX means.
How crypto swaps work
Learn how token swaps work on decentralized exchanges and what affects the price.
How to create a crypto wallet
Learn how crypto wallets work and how to create one safely.
What is ATA on Solana
Learn what a token account is and why it is created when you first receive a new token.
Start using a Solana wallet that keeps you in control
Create a wallet, send crypto, swap tokens and use Monavo without handing custody of your funds to the app.
Non-custodial · Built on Solana · Gas-free UX
Frequently asked questions
Is Monavo custodial?
No. Monavo is built as a non-custodial wallet experience.
Your assets remain under your control through secure wallet infrastructure by Dynamic.
What is Dynamic?
Dynamic provides the wallet access and key management infrastructure used by Monavo.
It helps Monavo offer a simpler app-first wallet flow without turning Monavo into a custodial exchange.
Is Monavo a Telegram bot?
No. Monavo is a web app first.
Telegram may be used as an optional channel, but the product is the Monavo app and wallet experience.
What stablecoin does Monavo focus on?
USDT is the default stablecoin reference for Monavo.
The product is designed around holding, sending, and using USDT on Solana.
What does Monavo charge?
Swaps have a 1% fee with a $0.01 minimum. Transfers use a small fixed fee, currently about $0.02.
Gas is covered by Monavo in supported flows, and ATA setup applies only when needed.
What is an ATA setup fee?
On Solana, a token can require an associated token account before it can be received.
This setup is only needed when the account does not already exist, so it is not charged on every transaction.
Can I use Monavo for more than swaps?
Yes. Monavo is for holding USDT, sending money, everyday wallet use, and swaps.
The goal is a lightweight wallet experience, not only a swap tool.