Creating a crypto wallet in Monavo is designed to be simple while still preserving the core principle of blockchain security - control over private keys. When a user signs in for the first time, Monavo automatically creates a non-custodial wallet linked to the login method used during onboarding. The wallet behaves like a normal blockchain wallet and can sign transactions, receive tokens, and interact with decentralized applications.
| Topic | Explanation |
|---|---|
| Wallet in Monavo | Automatically created during first login |
| Custody | Non-custodial wallet infrastructure |
| Key control | User can export the private key |
| Login methods | Telegram, Google, or email |
| Important rule | Each login method creates a separate wallet |
| Security tip | Always remember which login method you used |
What a crypto wallet actually does
Before creating a wallet it helps to understand what a crypto wallet actually is and how different wallet architectures work. If you want a deeper explanation of custody models, private keys and wallet ownership, read our guide: How crypto wallets work
A crypto wallet does not store coins in the same way a physical wallet stores cash. Digital assets always remain on the blockchain itself. The wallet instead stores the cryptographic keys that allow the user to interact with that blockchain.
These keys allow a wallet to sign transactions, prove ownership of an address, send and receive tokens, and interact with decentralized applications. Whoever controls the private key controlling a blockchain address effectively controls the assets associated with that address.
Because of this, secure wallet setup is one of the most important steps when starting to use any blockchain application.
How wallets work in Monavo
Monavo creates wallets using infrastructure provided by Dynamic . This system allows applications to generate non-custodial wallets during onboarding, which means users can start interacting with blockchain features without performing complex manual setup.
Even though the wallet can be created through a simple login flow, it still behaves like a normal blockchain wallet. The wallet can sign transactions, receive tokens, and interact with smart contracts.
Most importantly, the wallet remains exportable, meaning the user can retrieve the private key and use it in another compatible wallet if needed.
Creating a wallet in Monavo
In Monavo, wallets are created automatically when a user logs in for the first time. Instead of generating a wallet manually, the system creates it during authentication.
Users can sign in using three different authentication methods.
Creating a wallet using Telegram
If you sign in with Telegram, the wallet will be linked to your Telegram identity.
After clicking Continue with Telegram, you enter your phone number and Telegram sends a confirmation request inside the Telegram application. Once the request is approved, the authentication process finishes and a wallet is automatically created for your account.
Creating a wallet using Google
Another option is signing in with a Google account. In this case, the authentication process happens through Google’s login system.
After selecting Continue with Google, you choose your account and confirm the request. Once authentication completes, Monavo generates a wallet associated with that login.
Creating a wallet using email
Users can also create a wallet using their email address. In this flow the system sends a verification code to the provided email address.
After entering the code and confirming login, the wallet is created automatically.
Important: login methods create different wallets
Each login method creates a separate wallet. This is important to understand because the system identifies the user through the authentication provider.
| Login method | Wallet created |
|---|---|
| Telegram login | Wallet A |
| Google login | Wallet B |
| Email login | Wallet C |
If a user signs in with Telegram first and later signs in using Google, the system will create a different wallet instead of accessing the original one. For this reason it is important to remember which login method was used when the wallet was first created.
Basic wallet security principles
Even though Monavo simplifies wallet creation, the security model of blockchain wallets still applies. The private key remains the most sensitive part of the wallet.
Users should always complete wallet setup on their own trusted device and avoid sharing any key information with third parties. Private keys or recovery data should never be entered into unknown websites or applications.
Exporting your private key
The wallet created in Monavo allows the user to export the private key if necessary. This ensures that users retain full control over their assets and can access the wallet using other compatible blockchain tools.
Instructions for exporting the key can be found here:
How to export your private key